Retirement sustainability

Using risk based guardrails for retirement planning

We've looked at Bengen and the Guyton-Klinger approaches. We now look at risk-based guardrails and how these are implemented.

Using the Guyton Klinger withdrawal guardrails for retirement income

The previous three articles looked at Bengen's inflation-adjusted withdrawals. We now look at Guyton-Klinger's withdrawal rate guardrails.

Is the 4% safe withdrawal rate still valid for UK retirees - part 3?

In part three of this series on the "4% rule", we look at how investor behaviour might impact sustainable portfolio withdrawals.

Is the 4% safe withdrawal rate still valid for UK retirees - part 2?

In part two of this series, we look at the 'real world' challenges that a retiree may face if they follow the 4% rule.

Is the 4% safe withdrawal rate still valid for UK retirees - Part 1?

Are you using the '4% rule' for taking retirement income? In this series of articles, we investigate the many challenges to consider.

Sequence of Returns Risk - what is it and should I be worried? 2022 edition

The markets in 2022 got off to a turbulent start, and many retirees were worried about the sustainability of their retirement portfolios.

The five stages of planning for a successful retirement

What are the five stages of planning for a successful retirement? Why you need to consider more than just selecting the "best" investments.

Book review: 'Beyond the 4% rule' by Abraham Okusanya

Abraham's book on building a sustainable retirement income inspired me to write my own!