Retirement Income Planning

When building a retirement plan and establishing a sustainable retirement income, there are many things to consider, including:

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1. The cost of your desired lifestyle.

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2. The assets and future income you have that will support this desired lifestyle. 

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3. The investment risks you are happily taking.

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4. The investment risks you need to take to ensure your retirement plan is a success. 

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5. The impact of fees and taxation and how these can be minimised.

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6. How your spending might change as you move through retirement.

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7.  How your spending and income might change if one spouse dies prematurely.

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8. The flexibility you are prepared to accept with your retirement income, which can be influenced by market volatility.

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9. Whether you intend to gift to your children. 

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10. Whether you intend to leave a legacy. 

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A Nobel prize-winning economist stated that retirement planning was the "nastiest, hardest problem in finance"

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Solving this problem is our passion! Noel has written a book on retirement planning, and we have continued this retirement planning research in our blog.

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We continue to refine our processes as we help our clients navigate this key life stage and have access to the best retirement planning tools and software. ​​​​​​​​​​