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Do Autocallables have a place in your retirement portfolio?
Autocallables are often sold as a way of receiving a steady income with limited downsides. We investigate to see if there are downsides.
2 days ago10 min read


The "No-Brainer" portfolio - a stupid idea?
Surely successful investing outcomes require complexity? The No-Brainer portfolio shows why this isn't necessarily the case.
May 56 min read


Does holding a cash buffer solve Sequence of Returns Risk?
Cash buffers are often suggested as a way of mitigating Sequence of Returns Risk. Do they work, or are they more of a chocolate teapot?
May 46 min read


7 questions to help you find the right financial adviser in 2025
Choosing the right financial adviser to help with your retirement planning is one of the most important decisions you will make.
Apr 307 min read


How much does financial advice cost (and am I getting good value?) Updated for 2025
We help you calculate what you are paying for your retirement planning and financial advice and whether you are getting good value.
Apr 3015 min read


Ten tips for investing success in 2025
Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2025.
Apr 303 min read


Buffered ETFs - a solution looking for a problem?
Buffered ETFs are often marketed as a way to reduce portfolio losses during market turbulence. We examine whether they have a place in portfolios.
Apr 277 min read


The Pain Index: How much can you take?
Investors are understandably often unnerved when encountering periodic market turbulence. We put recent events in context.
Apr 136 min read


What bonds should I include in my retirement portfolio?
Bonds are a key building block in a retirement portfolio. We evaluate how different bond styles influence portfolio outcomes.
Apr 126 min read


Apples to oranges? What to consider when evaluating bond funds
As with equity funds, it's important to consider the various factors that drive returns when evaluating bond funds, including credit risk.
Feb 44 min read


Bonds: How bad have the last five years been for my retirement portfolio?
Bond investors have endured a challenging few years. We analyse historical market returns to put recent events in context
Feb 35 min read


How exposed is my portfolio to the U.S. stock markets?
We select a range of portfolios, examine how they are exposed to U.S. markets and the simple steps to increase portfolio diversification.
Nov 12, 20244 min read


Will Guyton-Klinger guardrails allow me to withdraw 7% a year?
Do Guyton-Klinger guardrails allow us to take 7% from our portfolio from the first decade of retirement? Does a cash buffer help?
Sep 8, 20244 min read


Renaissance Technologies. The greatest hedge fund of all? Updated for 2024
We examine what many consider the greatest hedge fund of all time: Renaissance Technologies. What's its secret?
Sep 8, 20247 min read


Book Review: 'Smarter Investing' (4th Edition) by Tim Hale
Tim Hale's book gives you all you need to build a robust portfolio, taking you all the steps from the evidence to actual implementation.
Sep 8, 20243 min read


Why we don't rely on cashflow software when planning retirement income
Cashflow modelling software is often used to evaluate the feasibility of client objectives. We identify the limitations of this approach.
Aug 21, 20247 min read


Factor investing hasn't worked for 15 years. Why do we still use it?
We take a deep dive into all things factor-related. Performance over the last decade hasn't been great. So why do we stick with it?
Jul 29, 20249 min read


Are stock markets efficient? No, but they are for you!
Market efficiency is often talked about in binary terms, being described as "efficient" or "not efficient". Our view: "It's complicated!"
Jul 29, 20247 min read


Investing: what is working now? Summer 2024 edition
We examine recent investment trends over the last few years and use the Scoville scale to compare their relative "hotness"
Jun 20, 20245 min read


Could a star fund manager send your retirement into a black hole?
Investing your retirement portfolio with "market-beating" star fund managers can seem very appealing. Does the reality live up to the hype?
Jun 10, 20248 min read

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