Investment management is commoditised
We believe the "investment problem" has been solved, but this doesn't mean that the financial adviser's role is redundant.
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- Sep 16
- 2 min
How we invest our clients' (and our own) money
Potential clients often ask us how we invest our money. We outline our investment beliefs and suggest that simple is often better.
- Sep 16
- 5 min
What potential clients often think we do versus what we actually do
Potential clients often come to us with questions about their pensions and investments. Retirement planning covers many other areas.
- Sep 12
- 5 min
Why we don't offer one-off financial planning and advice
We don't offer one-off financial planning and advice, believing the value of financial planning is maximised with an ongoing relationship.
- Aug 28
- 6 min
Michael Burry - Big Short #2?
The press recently reported that Michael Burry has been shorting the stock market. Should our clients make adjustments to their investments?
- Jul 14
- 8 min
Using risk based guardrails for retirement planning
We've looked at Bengen and the Guyton-Klinger approaches. We now look at risk-based guardrails and how these are implemented.
- Jun 20
- 9 min
Using the Guyton Klinger withdrawal guardrails for retirement income
The previous three articles looked at Bengen's inflation-adjusted withdrawals. We now look at Guyton-Klinger's withdrawal rate guardrails.
- Jun 20
- 4 min
Is the 4% safe withdrawal rate still valid for UK retirees - part 3?
In part three of this series on the "4% rule", we look at how investor behaviour might impact sustainable portfolio withdrawals.
- Jun 9
- 7 min
Is the 4% safe withdrawal rate still valid for UK retirees - part 2?
In part two of this series, we look at the 'real world' challenges that a retiree may face if they follow the 4% rule.
- May 26
- 8 min
Is the 4% safe withdrawal rate still valid for UK retirees - Part 1?
Are you using the '4% rule' for taking retirement income? In this series of articles, we investigate the many challenges to consider.
- May 12
- 6 min
Book review: 'The Man Who Solved the Market' by Greg Zuckerman
Greg Zuckerman's book gives readers an insight into secretive quant funds and explains why this might influence how you choose to invest.
- Jan 25
- 7 min
7 questions to help you find the right financial adviser in 2023
Choosing the right financial adviser to help with your retirement planning is one of the most important decisions you will make.
- Apr 8, 2022
- 4 min
Sequence of Returns Risk - what is it and should I be worried? 2022 edition
The markets in 2022 got off to a turbulent start, and many retirees were worried about the sustainability of their retirement portfolios.
- Dec 4, 2021
- 3 min
One-Page Financial Plan - what is it and how can it help with retirement planning?
The one-page financial plan helps you distil your goals and action points into a concise format, enabling retirees to focus on what matters.
- Nov 17, 2021
- 1 min
'Planning for retirement: Your guide to financial freedom' shortlisted for an award.
Noel's book, 'Planning for Retirement: Your guide to financial freedom' has been nominated for an award by Investing Reviews!
- Nov 1, 2021
- 6 min
Financial Adviser vs Financial Planner: What's the difference
This blog takes a deep dive and helps you to find a financial adviser to help with your retirement planning.
- Oct 27, 2021
- 13 min
How much does a financial adviser cost for retirement planning (and am I getting good value)?
We help you calculate what you are paying for your retirement planning and advice and whether you are getting good value.
- Oct 13, 2021
- 5 min
The five stages of planning for a successful retirement
What are the five stages of planning for a successful retirement? Why you need to consider more than just selecting the "best" investments.
- Sep 20, 2021
- 3 min
Book review: 'Beyond the 4% rule' by Abraham Okusanya
Abraham's book on building a sustainable retirement income inspired me to write my own!
- Sep 18, 2021
- 3 min
Book Review: 'Smarter Investing' (3rd Edition) by Tim Hale
Tim Hale's book gives you all you need to build a robust portfolio, taking you all the steps from the evidence to actual implementation.
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