Are you using the '4% rule' for taking retirement income? In this article, we investigate the many challenges to consider.

Many retirement planning concepts claim to offer beneficial retirement outcomes. This post aggregates our research.

Annuity rates continue to increase. We examine the impact of incorporating an annuity into a retirement plan and what to be aware of.

Pyrford Financial Planning achieves the prestigious CISI Accredited Financial Planning Firm™ status, one of only 55 firms in the UK!

St James's Place's long-awaited new fee structure has finally arrived. We examine what has changed and what potential clients need to be aware of.

Reports of St James Place's poor performance and high fees regularly feature in the press. Is this criticism justified?

Retirement researcher Bill Bengen found that the optimal retirement portfolio contains 50-75% equities. Are 100% equities a better option?

We help you calculate what you are paying for your retirement planning and financial advice and whether you are getting good value.

The S&P 500 has generated strong returns over the past 15 years. But should you invest all of your retirement savings in this index?

How much does a retiree need to save for a moderate retirement? And why a larger retirement pot doesn't always provide the best outcomes.

Recent research suggests that a comfortable retirement for a couple costs around £60,000 a year. What size retirement pot do you need to fund this?

Guyton-Klinger guardrails aim to improve upon Bill Bengen's seminal research. Should retirees use this framework? What are the downsides?

Autocallables are often sold as a way of receiving a steady income with limited downsides. We investigate to see if there are downsides.

Surely successful investing outcomes require complexity? The No-Brainer portfolio shows why this isn't necessarily the case.

Cash buffers are often suggested as a way of mitigating Sequence of Returns Risk. Do they work, or are they more of a chocolate teapot?

Choosing the right financial adviser to help with your retirement planning is one of the most important decisions you will make.

Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2025.

Buffered ETFs are often marketed as a way to reduce portfolio losses during market turbulence. We examine whether they have a place in portfolios.

Investors are understandably often unnerved when encountering periodic market turbulence. We put recent events in context.

Bonds are a key building block in a retirement portfolio. We evaluate how different bond styles influence portfolio outcomes.