Clients typically engage with us when they are in their late 50s or early 60s and have a date in mind for retirement.

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They have questions such as:

• Can I afford to retire now?

• How much can I spend in retirement?

• Can I afford to gift to the children and/or grandchildren?

• I have numerous pensions and investments. How do I optimise them to deliver a retirement income?​​​​

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Many clients were previously D.I.Y. investors or were paying another financial adviser, but in both cases, they did not feel confident that they had a robust retirement plan in place. ​

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