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Ed Thorp - the godfather of quants
Ed Thorp had a huge impact on the gambling and investing worlds. We look at this achievements and why they are important for investors.
Jan 3, 20246 min read


Ten reasons why we might not be the right financial adviser for you
There is often a perception that a financial adviser will accept anyone who gets in touch with them. This is not always the case.
Dec 21, 20235 min read


Death by a thousand cuts - when portfolios go sideways
The returns of globally diversified portfolios have been subdued in the last few years. How does this impact our clients' retirement plans?
Dec 5, 20234 min read


Pyrford Financial Planning is granted CISI Chartered Firmâ„¢ status
Pyrford Financial Planning is now a CISI Chartered Firmâ„¢. Why obtaining this designation is important to us and our clients.
Dec 2, 20232 min read


Investing for the long term
Focusing on asset classes that have performed well over the last few years is tempting. Keeping a longer-term perspective is key.
Dec 1, 20234 min read


Why should portfolios be rebalanced?
It can sometimes be easy to wonder what the point of rebalancing a portfolio is. We look at this in the context of recent bond performance.
Dec 1, 20235 min read


Auric Goldfinger: A sustainable retirement?
Auric Goldfinger loved gold. But should you include it in your retirement portfolio, and how does it compare to other assets?
Sep 24, 20235 min read


Investment management is commoditised
We believe the "investment problem" has been solved, but this doesn't mean that the financial adviser's role is redundant.
Sep 17, 20234 min read


How we invest our clients' (and our own) money
Potential clients often ask us how we invest our money. We outline our investment beliefs and suggest that simple is often better.
Sep 16, 20235 min read


What potential clients often think we do versus what we actually do
Potential clients often come to us with questions about their pensions and investments. Retirement planning covers many other areas.
Sep 16, 20235 min read


Why we don't offer one-off financial planning and advice
We don't offer one-off financial planning and advice, believing the value of financial planning is maximised with an ongoing relationship.
Sep 12, 20235 min read


Michael Burry - Big Short #2?
The press recently reported that Michael Burry has been shorting the stock market. Should our clients make adjustments to their investments?
Aug 28, 20236 min read


Using risk based guardrails for retirement planning
We've looked at Bengen and the Guyton-Klinger approaches. We now look at risk-based guardrails and how these are implemented.
Jul 14, 202310 min read


Sequence of Returns Risk - what is it and should I be worried? 2022 edition
The markets in 2022 got off to a turbulent start, and many retirees were worried about the sustainability of their retirement portfolios.
Apr 8, 20224 min read


One-Page Financial Plan - what is it and how can it help with retirement planning?
The one-page financial plan helps you distil your goals and action points into a concise format, enabling retirees to focus on what matters.
Dec 4, 20213 min read


'Planning for retirement: Your guide to financial freedom' shortlisted for an award.
Noel's book, 'Planning for Retirement: Your guide to financial freedom' has been nominated for an award by Investing Reviews!
Nov 17, 20211 min read


Financial Adviser vs Financial Planner: What's the difference
This blog takes a deep dive and helps you to find a financial adviser to help with your retirement planning.
Nov 1, 20217 min read


The five stages of planning for a successful retirement
What are the five stages of planning for a successful retirement? Why you need to consider more than just selecting the "best" investments.
Oct 13, 20215 min read


Book review: 'Beyond the 4% rule' by Abraham Okusanya
Abraham's book on building a sustainable retirement income inspired me to write my own!
Sep 20, 20213 min read


Book Review: 'Invest your way to financial freedom' by Ben Carlson and Robin Powell
Robin Powell and Ben Carlson's book helps people in their 20s and 30s make a solid start in their investing journey.
Sep 16, 20213 min read
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