Apr 510 minUsing the Guyton Klinger withdrawal guardrails for retirement income - updated for 2024The previous three articles looked at Bengen's inflation-adjusted withdrawals. We now look at Guyton-Klinger's withdrawal rate guardrails.
Apr 23 minIncreasing client engagement with the One-Page Financial PlanThe One-Page Financial Plan is a high-level summary of the underlying financial plan. Read how we tweaked the process to increase engagement
Feb 284 minDoes purchasing an annuity provide a more sustainable retirement income?Annuity rates have improved in recent times. Can they now help to create a more sustainable retirement income?
Feb 277 minThe S&P 500 lost decade - how to protect your retirementThe S&P 500 has generated strong returns in recent years. But should you invest all of your retirement savings in this index?
Feb 224 minDoes holding a cash buffer solve Sequence of Returns Risk?Cash buffers are often suggested as a way of mitigating Sequence of Returns Risk. Do they work, or are they more of a chocolate teapot?