Are you using the '4% rule' for taking retirement income? In this article, we investigate the many challenges to consider.

Annuity rates continue to increase. We examine the impact of incorporating an annuity into a retirement plan and what to be aware of.

St James's Place's long-awaited new fee structure has finally arrived. We examine what has changed and what potential clients need to be aware of.

Reports of St James Place's poor performance and high fees regularly feature in the press. Is this criticism justified?

The S&P 500 has generated strong returns over the past 15 years. But should you invest all of your retirement savings in this index?

Autocallables are often sold as a way of receiving a steady income with limited downsides. We investigate to see if there are downsides.

Surely successful investing outcomes require complexity? The No-Brainer portfolio shows why this isn't necessarily the case.

Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2025.

Investors are understandably often unnerved when encountering periodic market turbulence. We put recent events in context.

Bonds are a key building block in a retirement portfolio. We evaluate how different bond styles influence portfolio outcomes.

As with equity funds, it's important to consider the various factors that drive returns when evaluating bond funds, including credit risk.

Bond investors have endured a challenging few years. We analyse historical market returns to put recent events in context

We select a range of portfolios, examine how they are exposed to U.S. markets and the simple steps to increase portfolio diversification.

We examine what many consider the greatest hedge fund of all time: Renaissance Technologies. What's its secret?

Tim Hale's book gives you all you need to build a robust portfolio, taking you all the steps from the evidence to actual implementation.

We take a deep dive into all things factor-related. Performance over the last decade hasn't been great. So why do we stick with it?

Market efficiency is often talked about in binary terms, being described as "efficient" or "not efficient". Our view: "It's complicated!"

We examine recent investment trends over the last few years and use the Scoville scale to compare their relative "hotness"

Investing your retirement portfolio with "market-beating" star fund managers can seem very appealing. Does the reality live up to the hype?

In a perfect world, retirees would hold diversified portfolios, pay low fees and not misbehave. How might things look in an imperfect world?