Fees

We believe the fees our clients pay are:

• Clear.

• Competitive.

• Not complicated.

• Not conflicted.

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Initial fee (one-off)

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​Our initial advice fee ranges from £3,500 to £5,500.

 

There is no additional charge for implementation.

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Ongoing fees (annually)

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Our ongoing advice fees range from £3,000 to £7,200.

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In addition, there are the following fees to pay:​

• *Platform fees: 0.05% to 0.3%.

• *Investment management fees: 0.2% to 0.3%.

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Total annual fees (advice, platform and investment fees) typically range from 0.6% to 1.5%.

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*These charges are levied by the fund managers and platform and do not go to us. 

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We don't:

• Charge exit fees.

• Charge fees for topping up investments (for example, annual ISA contributions).

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How does this compare?

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Research from the FCA estimates initial fees to be 2.4% and total ongoing fees of 1.9% per annum.

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For a client with £1,000,000 to invest, this equates to an initial fee of £24,000 and ongoing fees of £19,000 per annum. 

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In this scenario, our initial fee would be in the range of £4,500-£5,000 (0.45%-0.55%) and total ongoing fees around £10,000 (1%) per annum.