Annuity rates continue to increase. We examine the impact of incorporating an annuity into a retirement plan and what to be aware of.

St James's Place's long-awaited new fee structure has finally arrived. We examine what has changed and what potential clients need to be aware of.

Reports of St James Place's poor performance and high fees regularly feature in the press. Is this criticism justified?

We help you calculate what you are paying for your retirement planning and financial advice and whether you are getting good value.

How much does a retiree need to save for a moderate retirement? And why a larger retirement pot doesn't always provide the best outcomes.

Recent research suggests that a comfortable retirement for a couple costs around £60,000 a year. What size retirement pot do you need to fund this?

Cash buffers are often suggested as a way of mitigating Sequence of Returns Risk. Do they work, or are they more of a chocolate teapot?

Choosing the right financial adviser to help with your retirement planning is one of the most important decisions you will make.

Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2025.

Do Guyton-Klinger guardrails allow us to take 7% from our portfolio from the first decade of retirement? Does a cash buffer help?

Cashflow modelling software is often used to evaluate the feasibility of client objectives. We identify the limitations of this approach.

In a perfect world, retirees would hold diversified portfolios, pay low fees and not misbehave. How might things look in an imperfect world?

People are living longer. How might you have to alter your retirement lifestyle if you are worried that you might live longer than planned?

Pyrford Financial Planning is one year old! We say a few thank yous and discuss why it's a great time to run a financial planning firm.

The One-Page Financial Plan is a high-level summary of the underlying financial plan. Read how we tweaked the process to increase engagement

Our retirement planning offering can often be more cost-effective than managing retirement on a D.I.Y. basis. We look at a recent example.

There is often a perception that a financial adviser will accept anyone who gets in touch with them. This is not always the case.

Pyrford Financial Planning is now a CISI Chartered Firm™. Why obtaining this designation is important to us and our clients.

We believe the "investment problem" has been solved, but this doesn't mean that the financial adviser's role is redundant.

Potential clients often come to us with questions about their pensions and investments. Retirement planning covers many other areas.